Some how somebody has been using my name and email to take out pay day loans in my name and also conduct ACH wire transfers. I’ve been homeless for two years. Still homeless and broke I find it really ********* that I’m suffering due to yahoo’ s lack of spam and fraud department. I have a ruined credit score and tarnished history due the nuisance of the spam and cyber terrorist who have plagued my email and stolen my identity to benefit them while I’m literally left in the cold.